Most businesses will have a standard insurance policy sold to them by a broker or bought direct from an insurer.
In many such policies you will find a section insuring the business for business interruption. Within that section the business may have cover if it is forced to close because of a contagious disease.
If you are a business closed because of coronavirus you should check your policy wording and contact your broker or insurer.
If you are not satisfied with their response please contact Richard Thornton at Blythe Liggins. We have an experienced team of dispute resolution lawyers who are here to help.